Approved Chattel Mortgages at Anyfin.

Chattel mortgages offer business benefits, freeing up your capital but allowing you to take ownership of your new vehicle or equipment. Get fast approval on a chattel mortgage with our professional finance brokers.

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Anyfin helps you drive your Business with a Chattel Mortgage

Invest in a new vehicle for your business while maintaining a healthy cash flow. A chattel mortgage offers business purchasers several advantages such as 100% financing, plus tax and GST benefits. Your business takes ownership of a vehicle or equipment at the time of purchase, while the lender holds a mortgage over the asset until it is fully paid. Chattel mortgages often come with flexible repayment options to suit business cash flow, such as structuring payments to be higher when revenue is higher.

Businesses can secure a chattel mortgage for the total cost of the chattel, including insurance and extended warranties, without a deposit or with a minimal upfront payment, preserving working capital for other operational needs. At Anyfin we have years of experience structuring chattel mortgages for businesses that want affordable finance solutions. You can tap into our network of over 20 lenders via our streamlined application process. Get realistic advice, quick approvals, and business level support on your chattel mortgage.

Benefits of Chattel Mortgages

Tax and GST Benefits

A chattel mortgage offers business purchasers several advantages such as 100% financing, plus tax and GST benefits.

Flexible Cash Flow

Chattel mortgages often come with flexible repayment options to suit business cash flow, such as structuring payments to be higher when revenue is higher.

No or Low Deposit

Businesses can secure a chattel mortgage often without a deposit or with a minimal upfront payment, preserving working capital for other operational needs.

100% Financing

A chattel mortgage can cover the total cost of the chattel, including insurance and extended warranties.

Frequently Asked Questions

What is a chattel mortgage?
A chattel mortgage is a type of business loan where you take ownership of an asset (like a vehicle or equipment) at the time of purchase, but the lender holds a security interest over it until the loan is fully repaid.
What types of assets can be financed with a chattel mortgage?
You can finance a wide range of assets, including vehicles, machinery, and equipment necessary for your business operations.
How does a chattel mortgage benefit my business?

A chattel mortgage offers benefits like immediate ownership, tax deductions on interest payments and asset depreciation, GST credits, and fixed repayments that help with budgeting. Another benefit is that you can often avoid a deposit and the chattel mortgage can cover the total cost of the chattel, including the added costs of insurance and extended warranties.

What are the repayment terms for a chattel mortgage with Anyfin?

Anyfin offers flexible repayment options that can be tailored to match your business’s cash flow. This can include seasonal payment structures or balloon payments at the end of the term. A balloon payment is a larger, lump-sum payment due at the end of the loan period. This can reduce your regular monthly payments, which is helpful for managing cash flow throughout the loan term. The maximum term typically ranges up to 5 years, but this can vary depending on the type of asset and its expected life.

How do I apply for a chattel mortgage with Anyfin?

You can start by filling out an application online or contacting an Anyfin finance specialist on this website.

Anthony was great to deal with went above and beyond to get my loan for my car deffintly use these guys

Adam D

I couldn't recommend Anthony at Anyfin enough.  He was so on the ball its not funny. He was a pleasure to deal with from start to finish and even after my loan had been processed.

I couldn't have asked for any more! Without Anthony's help I wouldn't have been able to buy my dream car now I feel like a king.

Scott W

10/10 didnt think we would get approved but Anthony was amazing. thankyou heaps for helping us get our dream car

Alexandra K

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Ready to hear “yes”? Finance your business with the benefits of a chattel mortgage. Contact us for tailored advice today!