Commercial Hire Purchase at Anyfin.

Free up working capital with a commercial hire purchase on your new business vehicle or fleet. Approval is fast and simple with Anyfin’s professional finance brokers.

Quick Quote

Terms(Required)
Getting your rate here will not affect your credit score

Your details are protected by 256bit encryption

Anyfin help you Purchase New Business Assets with Commercial Hire Purchase

Anyfin offers tailored commercial hire purchase agreements that are ideal for Australian businesses looking to purchase cars and other vehicles for commercial use. A commercial hire purchase enables the business to preserve capital for other strategic investments. A Commercial Hire Purchase through Anyfin means your business can benefit from expensing up to 100% of your monthly repayments, allowing for tax efficiency and better cash flow management.

Commercial hire purchase agreements feature fixed interest rates, which means your payments remain consistent throughout the term, aiding in precise budget forecasting. At the end of the hire purchase agreement, ownership of the vehicle transfers to your business, which then benefits from any residual value.

Anyfin’s flexible terms, including optional balloon payments, are designed to match your business’s financial circumstances and goals, ensuring that acquiring new or used vehicles enhances your operational capacity without straining your finances. Access our business finance experts for fast approvals, and advice on your next commercial hire purchase.

Benefits of Commercial Hire Purchases

Tax and GST Benefits

Your accountant can guide you on the tax and GST benefits that commercial hire purchase offers.

Flexible Cash Flow

Commercial hire purchase can accommodate flexible repayment options like structuring payments to be higher when revenue is higher.

Ownership at Term End

Ownership of the vehicle or asset transfers to your business, once all payments are made.

Fixed Interest Rates

Commercial hire purchase agreements feature fixed interest rates, which means your payments remain consistent throughout the term.

Frequently Asked Questions

What is a commercial hire purchase?
A commercial hire purchase is a finance agreement where a business hires a vehicle or equipment from a financier for a fixed period. Ownership transfers to the business once all payments, including any final balloon payment, are completed.
How does GST apply to a commercial hire purchase?
How GST is treated has recently changed. This may offer benefits to your business, however we recommend you speak to your accountant to consider the specific circumstances of your business.
What types of assets can be financed through a commercial hire purchase?
Anyfin can finance almost any asset that is used for business purposes. This includes cars, utes, trucks, machinery, technology, or equipment.
Can I tailor the commercial hire purchase payments to suit my business cash flow?
Yes, payment schedules in a commercial hire purchase can be tailored to match your business’s cash flow. Generally, repayments are a fixed amount, however options include structuring payments to be higher when business income is higher, or incorporating a balloon payment to lower the monthly payment.
Is a deposit required in a commercial hire purchase?
A deposit or down payment is not always necessary, depending on your agreement with the financier. Some agreements can be structured with no upfront payment to better suit your financial circumstances. Let us know your preference when you speak to us.
What happens at the end of a commercial hire purchase agreement?
At the end of the commercial hire purchase agreement, after all payments have been made, ownership of the asset automatically transfers from the financier to your business.
How can I apply for a commercial hire purchase with Anyfin?
To apply, you can fill out an application online or contact Anyfin directly through our website or by phone and we will guide you through the application process.
Anthony was great to deal with went above and beyond to get my loan for my car deffintly use these guys

Adam D

I couldn't recommend Anthony at Anyfin enough.  He was so on the ball its not funny. He was a pleasure to deal with from start to finish and even after my loan had been processed.

I couldn't have asked for any more! Without Anthony's help I wouldn't have been able to buy my dream car now I feel like a king.

Scott W

10/10 didnt think we would get approved but Anthony was amazing. thankyou heaps for helping us get our dream car

Alexandra K

Loan Repayment Calculator

Calculate Your Requirements Today!

Your Loan Summary

$
0.00
/
Weekly
Total interest payable: $
Total amount payable: $

Car

Boat

Caravan

Bike

Truck

Equipment

Ready to hear “yes”? Finance your business with the flexibility of a commercial hire purchase. Contact us for tailored advice today!